What You Need to Know
About Completing Your Healthcare Enrollment

Submit the Following Forms

Coordination of Benefits

Complete the Coordination of Benefits (COB) and Annual Enrollment Form to update your personal info and add dependents.

Beneficiary Designation

Name your Beneficiary or Beneficiaries for Health & Welfare, Pension & Annuity, and Savings Plan, by completing the only Beneficiary Designation Form.

Direct Deposit

All payments from the Fund Office are electronic. Please complete the online Direct Deposit Form for your Vacation and HRA Benefit payments.

Look for These Cards

Mailed in Separate Envelopes

Insurance Card

This is for your major medical insurance. You should receive your cards about 2 weeks after you become eligible for benefits. Use it when visiting doctors, hospitals, or specialists. Learn more about major medical coverage...

Prescription Card

Prescription coverage is through Express Scripts. You should receive your cards about 2 weeks after you become eligible for benefits. Use it at the pharmacy for all prescriptions. Learn more about prescription coverage...

HRA MasterCard

If you are an HRA-eligible Participant, you will receive two (2) HRA Payment Cards at your home address for your and your family to use for doctors and prescriptions. Learn more about the Health Reimbursement Account...

Important Apps to Help Navigate Your Benefits

Download in Your App Store

Carpenters.Fund App

Stay up to date with the latest benefit coverage information, news, and events with the carpenters.fund mobile app.

HRA App

Access Your HRA From Anywhere At Anytime. Set account alerts and notifications via text message.

Savings Plan App

Easily track retirement account investing progress, and quickly check retirement account balances and more.

Health & Welfare Summary Plan Description (SPD)

This booklet describes the rights and benefits for Active Covered Participants under the Health & Welfare Plan. The Summary Plan Description (SPD) is intended to provide an overview and general information about the benefits provided to you and your dependents. Click the button below to download a copy.