RETIREMENT BENEFITS & QUALIFICATIONS

"Retirement" or "retire" means that you have stopped all work with contributing Plan Employers and all suspendible employment and have filed an application for benefits with the Fund Office. No benefits are payable for any months before you file your application, unless required by the Internal Revenue Code.

Retirement - Full Accrued Monthly Pension

Early Retirement - With Reduced Monthly Pension

Disability Retirement

All benefits provided by the Plan are separate from and in addition to benefits that you or your family receive from Social Security.

(However, a Supplemental Early Retirement Pension ends whenever you receive Social Security Benefits.)

KEYWORDS & DEFINITIONS