Find out what's covered under the Fund's extensive Benefit Plan.
Health Coverage Eligibility
Initial Eligibility
To become initially eligible for benefits as an Active Covered Participant, you must be in the Eligible Class and reach 600 or more Credited Hours in a 6 month time-frame. Your coverage would begin the first day of the second month following the month after your 600th hour was worked.
For example: If you work your 600th hour in November, your coverage will start on January 1st.
Continuing Health Coverage Eligibility
In order to continue to receive benefits as an Active Covered Participant from the Plan at the beginning of any Benefit Period, you must be in the eligible class, and have a Qualifying Work Period. As an Active Covered Participant, you and your eligible family members are covered for health care benefits which vary depending on whether you are eligible for Silver Coverage or Gold Coverage. Different hours requirements apply to earn coverage under the Plan depending on whether you are a Commercial Carpenter or a Light Commercial Carpenter
Commercial Carpenter Eligibility
Light Commerical Carpenter Eligibility
Health Coverage Eligibility Levels
GOLD LEVEL
- Active Eligibility - 600 or 1200 hours
- Out-of-Pocket Maximums $1,000 / $2,000
- Prescription Coverage
- Cigna Dental
- Davis Vision
SILVER LEVEL
- Active Eligibility 450 or 900 Hours
- Out of Pocket Maximums $2,000 / $4,000
- Prescription Coverage
- No Dental Coverage
- No Vision Coverage
Prescription Coverage is the same for both Gold and Silver Levels