What You Need to Know When
Enrolling a New Dependent

New Born Child

A new born child is eligible for coverage on the date of his or her birth. The fastest way to add them to your coverage is to submit the Dependent Enrollment Form and include the Hospital Birth Announcement. The child's full name, date of birth and Member's name must be stated on the Announcement.

Once you receive the child's Birth Certificate and Social Security Card, please send them to the Fund Office by using the Secure Upload Center.

Stepchild or Adoption

If you would like to enroll a stepchild from a marriage or have adopted a child, please submit the Dependent Enrollment Form. You will need to make sure you have the child's Birth Certificate and Social Security Card to upload during the enrollment process.

Marriage

If you would to enroll a spouse, please submit the Dependent Enrollment Form. You will need to make sure you have the spouse's Birth Certificate, Social Security Card, and the Marriage Certificate.

If your spouse has kept their maiden name, please download and complete the Maiden Name Form. You can return it to the Fund Office by using the Secure Upload Center or email it to enrollment@carpenters.fund.

Please include copies of all Health Insurance Cards any Eligible Family Member is enrolled in besides Carpenters Health & Welfare. You will also need to indicate the effective date and which benefits are covered such as; Medical, Dental, Vision or Prescription. 

Important Benefit Cards

Medical Insurance Card

Independence Administrators is your major medical insurance. Your newly added Dependents should receive their cards about 2 weeks after they are eligible for benefits. Use it when visiting doctors, hospitals, or specialists. Learn more about major medical coverage...

Prescription Card

Prescription coverage is through Express Scripts. The same card will work for all Eligible Dependents. If you get married your spouse should receive their card about 2 weeks after they are eligible for benefits. Use it at the pharmacy for all prescriptions. Learn more about prescription coverage...

HRA MasterCard

If you are an HRA-eligible Participant, you will receive two (2) HRA Payment Cards at your home address for your and your family to use for doctors, hospitals, and prescriptions. Learn more about the Health Reimbursement Account...

Important Apps to Help Navigate Your Benefits

Click device link to download.

Carpenters.Fund

iOS or Android

Carpenters HRA

 iOS or Android 

Independence Administrators

 iOS or Android

EXPRESS SCRIPTS FOR WEB

Express Scripts

 iOS or Android

mdlive app logo

MDLive Telehealth

iOS or Android

*Please note that all apps will have different login credentials.

Health & Welfare Summary Plan Description (SPD)

This booklet describes the rights and benefits for Active Covered Participants under the Health & Welfare Plan. The Summary Plan Description (SPD) is intended to provide an overview and general information about the benefits provided to you and your dependents. Click the button below to download a copy.