If you pass away before a distribution of your Annuity Benefit, the Plan provides the following death benefits:

  1. Spouse. Your surviving spouse (of one year or more) can receive either option: a single sum payment of the balance in your Annuity Benefit account or monthly payments as a Single Life Annuity (calculated as if your spouse was an unmarried participant).
  2. Beneficiary. If you are not married (for at least one year) at the date of your death, your beneficiary will receive a single sum payment of the balance in your Annuity Benefit account.